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Serving YOU in the communities of
Howard and Tipton counties.

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  Loan Rates
Loan Rates:
 
.
Vehicle Loan Rates
Rates Current as of: 01/01/19
DescriptionTerm Description
APR*
as low as
  
2018 & 2019 New Only 1 - 72 months
Calculate
2016 & Newer 61 - 72 months
Calculate
2016 & Newer 49 - 60 months
Calculate
2016 & Newer 1 - 48 months
Calculate
2014 & 2015 1 - 60 months
Calculate
2012 & 2013 1 - 48 months
Calculate
2009 - 2011 1 - 36 months
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months.
 
Travel Trailers, Motor Homes, Campers
Rates Current as of: 01/01/19
DescriptionTerm Description
APR*
as low as
  
2018 and 2019 New Only (95%) 1 - 72 months
8.00 %
Calculate
2016 and Newer (95%) 1 - 60 months
7.50 %
Calculate
2014 and 2015 1 - 48 months
8.00 %
Calculate
2012 and 2013 1 - 36 months
9.00 %
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
Boats/Trailers
Rates Current as of: 01/01/19
DescriptionTerm Description
APR*
as low as
  
2018-2019 New Only - $20,000 + 1 - 72 months
6.00 %
Calculate
2017 and Newer (100%) 1 - 60 months
6.00 %
Calculate
2015 and 2016 (90%) 1 - 48 months
7.00%
Calculate
2014 and older(80%) 1 - 36 months
8.00 %
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
Motorcycles
Rates Current as of: 01/01/19
DescriptionTerm Description
APR*
as low as
  
2018 - 2019 New - $20,000.00+ 1 - 72 months
6.00 %
Calculate
2016 and Newer 1 - 60 months
5.50 %
Calculate
2014 and 2015 1 - 48 months
6.00 %
Calculate
2013 and Older 1 - 36 months
6.50 %
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
Share/Certificate Secured
Rates Current as of: 01/01/19
DescriptionTerm Description
APR*
as low as
  
Shared Secured 1-120 month120 months
5.00 %
Calculate
Certificate 1-CD Maturity (CD Rate +2%) (5% Minimum)120 months (CD Rate+2%)
5.0 %
 
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
VISA Card Rates
Rates Current as of: 01/01/19
DescriptionTerm
APR*
as low as
  
VISA Classic (Up to $5,000 Credit Limit)n/a
12.50 %
 
VISA Platinum (Up to $15,000 Credit Limit)n/a
9.90 %
 
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months
 
Consolidation/Unsecured
Rates Current as of: 01/01/19
DescriptionTerm Description
APR*
as low as
  
$10,000.00 49 - 60 months
8.0 %
Calculate
$10,000.00 37 - 48 months
7.75 %
Calculate
$10,000.00 1 - 36 months
7.25 %
Calculate
$8,000.00 49 - 60 months
8.0 %
Calculate
$8,000.00 37 - 48 months
7.75 %
Calculate
$8,000.00 1 - 36 months
7.25 %
Calculate
$7,000.00 49 - 60 months
8.0 %
Calculate
$7,000.00 37 - 48 months
7.75 %
Calculate
$7,000.00 1 - 36 months
7.25 %
Calculate
$6,000.00 49 - 60 months
8.0 %
Calculate
$6,000.00 37 - 48 months
7.75 %
Calculate
$6,000.00 1 - 36 months
7.25 %
Calculate
$5,000.00 37 - 48 months
7.75 %
Calculate
$5,000.00 1 - 36 months
7.25 %
Calculate
$3,500.00 37 - 48 months
7.75 %
Calculate
$3,500.00 1 - 36 months
7.25 %
Calculate
$2,000.00 37 - 48 months
7.25 %
Calculate
$2,000.00 1 - 36 months
6.50 %
Calculate
$1,000.00 1 - 36 months
6.50 %
Calculate
$500.00 1 -12 months
6.50 %
Calculate
Other rates available may be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months.
 
HELOC (Home Equity)
Rates Current as of: 01/01/19
DescriptionTerm Description
APR*
as low as
  
Home Equity Line of Credit 15 Years
5.30 %APR Variable
Calculate
Variable
 
Tax Loan Special
Available thru April 30, 2019. Rates Current as of: 01/31/19
DescriptionTerm Description
APR*
as low as
  
$500.00 up to ??? 12 mos.
5.5 %
Calculate
Other rates available. May be higher based on risk based lending policy. Other terms & conditions may apply. Rates subject to change without notice. Terms are calculated in months.
 
.
*APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
 
 
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© City of Firsts Community FCU
1120 South Main Street, Kokomo, IN 46902
Phone: 765-459-0758, 765-454-5590, Toll Free: (800) 310-0905
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