The Payment Protection Plan, which includes Credit Life and Disability Insurance, offers financial protection and peace of mind.

Why Members Need Payment Protection: The chance of being disabled for three months or longer is more likely than dying; it's 4.9 times more likely at age 35 and 3.29 times more likely at age 45. If you qualify for social security disability benefits, there's often a waiting period. Defining disability is hard due to strict eligibility rules. Workmen's Compensation pays only for work-related disabilities and provides only part of the average wage for totally disabled individuals.

Benefits of Payment Protection:

• Cost is included in the monthly payment.

• Provides monthly benefits when income may drop.

• Pays out even if you have other insurance.

• Reduces financial risk.

• Offers security and peace of mind for you and your family.

• Protects credit and assets.

For details, please call the Loan Department at (765) 454-5590.