Helping our Members Grow their Money is our #1 Goal.

SHARE SAVINGS

  • This is the credit union membership account required to take advantage of any of the credit union’s products and services. A $5.00 deposit is required at the account opening. The account earns dividends that are compounded daily and paid monthly.

  • What comes with your Savings account?

    Membership to the Credit Union and all the Member Perks.

    Your regular savings account dividends are compounded daily and paid monthly.

MONEY MARKET

  • Our Money Market Account is a tier-rated account earning a higher rate of return. There is a required minimum deposit of $2,500. Dividends are paid monthly based on the accounts’ average daily balance each month and the dividends are added to the principal balance.

  • Our Money Market Accounts are a great way to invest and save money but yet still have access to funds if needed!

    Earn higher dividends than your Regular Savings and Draft Accounts.

    You can make three withdrawals a month without a penalty.

VACATION CLUB

  • The Vacation Club account is a fantastic way to save for vacations. Throughout the year, you have the ability to make deposits that are most comfortable for you and your budget. There is a $5.00 minimum deposit is required deposit and the account earns dividends which are compounded daily and paid monthly. Lump sum payout transferred to your Checking or Primary Share account. A pentalty is assessed for early withdrawal.

  • A Vacation Club account is the perfect place to save your money for future vacations! Deposits into this account can be made online or in person through payroll deduction or automatic online transfers

SHARE CERTIFICATES

  • Certificates are accounts that earn a competitively higher rate of return than a savings account but require that funds remain in the account for a specified term. There is a required minimum deposit of $500 and there is an early withdrawal penalty if the funds withdrawn before the term has matured. Dividends are paid monthly and can be paid by check, transferred to another internal account, or added to the principal. Automatic renewal option available.

  • A certificate offers competitive returns but restricts access to funds for a set period of time. You can expect higher interest rates when compared to traditional savings accounts.

CHRISTMAS CLUB

  • he Christmas Club account is a terrific way to save for the holidays. Throughout the year, you have the ability to make deposits that are most comfortable for you and your budget. There is a $5.00 minimum deposit is required deposit and the account earns dividends which are compounded daily and paid monthly. Lump sum payout transferred to your Checking or Primary Share account. A pentalty is assessed for early withdrawal.

  • A Christmas Club account is the perfect place to save on extra holiday expenses. You can deposit money into this account using payroll deduction, automatic online transfers, or online or at a branch.

INDIVIDUAL RETIREMENT ACCOUNT (IRA)

  • IRA (Individual Retirement Account) is a savings account that can be used for retirement savings purposes. We offer two types of IRAs, Traditional and Roth IRAs. You have the ability to make deposits that are most comfortable for you and your budget. There is a $25.00 minimum deposit is required deposit and the account earns dividends which are compounded daily and paid monthly. Depending on the type of IRA you have there can also be early withdrawal penalties and tax implications on any withdrawals.

  • We offer a wide range of IRA products to help make your retirement dreams come true. Unfortunately, there will not be enough for retirement if we just depend on Social Security, so if you aren't saving enough now, then IRA's may be the answer for a secure future.

    No monthly fees

    Contributions may be made in "lump sums" or by regular deposits to the IRA shares throughout the year

    Dividends are paid monthly and accrued daily

    Penalty for IRA Early Withdrawal / Transfer / Closing may apply

ESCROW SAVINGS

  • The Escrow savings account is an account that allows homeowners to save for their property tax and homeowner insurance expenses. There is a $5.00 minimum deposit required and the account earns dividends which are compounded daily and paid monthly. Lump sum payout transferred to your Checking or Primary Share account. A pentalty is assessed for early withdrawal.

  • An escrow account is a savings account that holds money to pay for property taxes, insurance, and other home-related expenses.

KIDS CLUB

  • The Kids Club account gives parents a jump starts in teaching their children at an early age on how to save. As the child grows, the credit union will continue to assist with providing the child with the tools needed for them to become financially savvy as they mature into adulthood. There is a $5.00 minimum deposit required and the account earns dividends which are compounded daily and paid monthly.

  • Teaching children about money, how it works, and why saving can make a difference. With this in mind, we’ve created a special club account for minors. A parent or guardian must be a joint owner of this account.

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