CHECKING

A personal checking account is essential for your relationship with the credit union. It is where you deposit paychecks and make most purchases and payments. In today’s world, it’s hard to get by without a checking account.

Here are some of the essential features of the account: 

  • No monthly service charge.

  • No minimum balance is required.

  • No maintenance fee.

  • There is no per-item fee.

  • 24-hour access to your account via "A.R.T.", Home Banking,
    or Mobile Banking App

  • "Free" Online Bill Pay

  • Direct Deposit

  • Overdraft Protection

  • ATM / Debit Cards

  • Monthly Statement

  • Print images of cleared checks

  • Free E-Statements (Sign up Here)

Need Checks? Reorder them here.

Our Debit Card Goes Everywhere You Go

Your City of Firsts Community FCU Debit Card puts your Checking Account in your pocket and the convenience of Mastercard® in your hands. It can be used anywhere Mastercard® is accepted worldwide. 

You also get peace of mind with Mastercard® security. If your Card is lost or stolen, you aren't liable for any unauthorized charges when you call Cardholder Services at 800.221.8647.

Traveling? Submit a FORM before you leave, and we’ll update your information. If you're a Credit or Debit cardholder, call us before you leave for vacation or other travel. That way, you can use your card anywhere. If you don't call first, your cards may be blocked. This applies to both overseas and domestic travel. It's a security measure to prevent unauthorized use of your Card.

CREDIT cardholders call Cardholder Services (855) 510-0953 to place a travel alert on your Card.

Lost/Stolen Credit Card Call (800) 449-7728

Bill Pay

  • Send payments right from your account.

  • Log into your ONLINE BANKING ACCOUNT to start.

There is no minimum deposit required, unlimited check writing, Mastercard® Debit Card. Other account additions available are the Debit Card round up program, free Online Bill Payment Service, and Overdraft protection options available.