Direct Deposit

Getting Started:

It's easy and hassle-free...contact your employer's payroll department for the necessary forms, and have your entire net pay sent to COFFCU. The forms will ask for the following information:

• COFFCU's ABA# or Routing &Transit#(R&T#) which is 274974700:

• your 1-6 digit account number without the check digit(this is located in the middle portion of the bottom of each check following the zeros. Example -000000999993.)

• Indicate where you want the majority of your net pay deposited, savings or checking!

Payroll Distribution:

If you have more than one account and want monies deposited into these, you need to contact the credit union office. COFFCU has an in-house program that will transfer monies upon request to your Christmas Club, Vacation Club, Money Market or other family members’ accounts.

Worried about forgetting to make your loan payment on time? Relax, we can transfer one or all of your payments from your net pay. For more information, one of our member representatives will be glad to help you.

Electronic Payments

You may have funds directly debited from your credit union checking account for the purpose of making recurring payments such as mortgage, insurance, club dues, etc. to another company.

What do you need?

1. Credit Union Routing/Transit Number: 274974700

2. Your account number

3. You will also need to specify to the company if you would like the withdrawal to come from savings or checking. For example (if they submit a withdrawal from a checking account and you only have a savings account with us, the withdrawal will be returned "Closed Account").

Cashier Checks

Cashier’s checks are a guaranteed fund that is great to use in such cases as large purchases, mail orders, or even buying something from an individual. So if you are ever asked to pay for something with cash, just stop and get a Cashier’s Check so you have an instant receipt.

Bank Checks

A Credit Union Check (CHEK-MATE) is a check written on City of Firsts Community FCU, but can be deducted from your account.

Wire Transfers

Wire Transfers are a way to get funds to another financial institution with a guarantee of being posted the same day if processed prior to the wire-cut off time.

To send an outgoing wire you will need to provide us with the following information:

• Receiving depository financial institutions ABA#

• Receiving depository financial institutions name

• Receiving depository financial institutions address

• Beneficiary's name

• Beneficiary's address

• Beneficiary's account #

To receive a wire you will need to provide the institution that is originating the wire information. Please contact us for this information.

Night Deposits

Night Deposit provides a way for members who can't make it in during normal business hours to be able to make deposits that will be posted first thing the next business day.

The Night Deposit is located on the wall of the first drive- thru lane.