ATM

Your City of Firsts Community FCU Debit Card puts your Checking Account in your pocket and the convenience of Mastercard® in your hands. It can be used anywhere Mastercard® is accepted worldwide.  Alliance One is a network of select ATMs across the U.S., including D.C. and Puerto Rico, allowing you to access your money without foreign ATM surcharges. Keep your money where it belongs!

Use the ATM Locator to find an Alliance One ATM near you or view our coverage map.

Direct Deposit

It's easy and hassle-free...contact your employer's payroll department for the necessary forms, and have your entire net pay sent to COFFCU. The forms will ask for the following information:

• COFFCU's ABA# or Routing &Transit#(R&T#) which is 274974700

• your 1-6 digit account number without the check digit(this is located in the middle portion of the bottom of each check following the zeros. Example -000000999993.)

• Indicate where you want most of your net pay deposited, savings or checking!

Payroll Distribution

If you have more than one account and want monies deposited into these, you need to contact the credit union office. Our in-house program will transfer funds to your Christmas Club, Vacation Club, Money Market, or other family members’ accounts upon request.

Are you worried about forgetting to make your loan payment on time? Relax—we can transfer one or all of your payments from your net pay. For more information, one of our member representatives will be glad to help you.

Electronic Payments

You may have funds directly debited from your credit union checking account to make recurring payments to another company, such as mortgages, insurance, club dues, etc.

What do you need?

1. Credit Union Routing/Transit Number: 274974700

2. Your account number

3. You must also specify to the company if you want the withdrawal from savings or checking.
   For example (if they submit a withdrawal from a checking account and you only have a savings account with us, the withdrawal will be returned "Closed Account").

Cashier Checks

Cashier’s checks are a guaranteed fund that is great to use in such cases as large purchases, mail orders, or even buying something from an individual. So if you are ever asked to pay for something with cash, stop and get a Cashier’s Check to have an instant receipt.

Wire Transfers

Wire Transfers are a way to get funds to another financial institution with a guarantee of being posted the same day if processed before the wire cut-off time.

To send an outgoing wire you will need to provide us with the following information:

• Receiving depository financial institutions ABA#

• Receiving the depository financial institution’s name

• Receiving the depository financial institution’s address

• Beneficiary's name

• Beneficiary's address

• Beneficiary's account #

To receive a wire you will need to provide the institution that is originating the wire information. Please get in touch with us for this information.

Night Deposits

Night Deposit allows members who can't make it in during regular business hours to make deposits that will be posted first thing the next business day.

The Night Deposit is located on the wall of the first drive-thru lane.